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Conventional
Loans:
We offer a
variety of
conventional
loan programs
from which to
choose,
including single
and multi-family
homes,
condominiums,
condexes, and
more.
Jumbo Loans:
We can show you
jumbo loans with
a variety of
options. Low
down payments
and various
fixed and
adjustable rate
programs, for
example, allow
us enough
flexibility to
custom design a
loan package
that is right
for you –
whatever your
unique needs may
be.
FHA/VA
Government
Loans:
How would you
like to purchase
your new home
with as little
as 2.25% down or
in some cases
even no money
down. Our
“forgiving”
credit criteria
makes it easier
than ever to
qualify. You
will be in a
home of your own
before you know
it.
Flexible A-D
Rated Credit
Loans:
Not everyone has
a spotless
credit record.
But, even if
your
circumstances
are slightly
less than
perfect, you
will find that
we are here to
work with you
and for you.
Your dream of
owning a home
can come true.
First Time
Homebuyer Loans:
As a first time
homebuyer you
have specific
needs. Here at
Renaissance
Mortgage we have
a variety of
programs that
can help. The
programs start
with flexible
credit criteria,
low down
payments, and a
creative
approach to
making those
down payments.
This process
needs to be
easier for you
and we can show
you how.
Stated Income
Loans:
This type of
loan streamlines
the loan
application
process making
it easier than
ever to get into
your new home.
Features like
low down
payments and no
income
verification
make our stated
income loan
packages,
especially
attractive to
self-employed
couples and
individuals.
No Income -
No Asset - No
Employment
Verification
Loans:
This is the most
streamlined loan
program of all
as virtually
nothing is
verified and the
entire loan is
solely credit
based. These
loan packages
are extremely
attractive to
couples and
individuals who
are self
employed, who
are in a transitionary
employment
situation,
contract
workers, or have
employment with
fluctuating
commission
income.
Specialty
Condo Loans:
Sometimes the
house of your
dreams is not a
house at all.
Sometimes it is
a condo. If that
is the case, a
specialty condo
loan from
Renaissance
Mortgage will
suit your
purpose
beautifully.
Non-Owner
Occupied/Investor
Loans:
These loans from
Renaissance
Mortgage are for
those interested
in investment
properties,
multi-family
homes, etc. You
can purchase
with a down
payment as
little as 10%
and in some
cases, income
and asset
verification is
not necessary.
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